Estimated Medical Cost for Dogs and Cats
Vets suggest that puppies and kittens go for a monthly check-up. Simply because they are very susceptible to many illnesses. It’s also best to check for any undetected conditions before they turn adult.
While adults do annual check-ups, seniors are encouraged to do semi-annual.
There are four basic exams for dogs and cats. First is the physical exam, which costs around $45 to $50. Second, are the vaccines which cost higher in the first year between $60 to $120. Vaccine boosters in the succeeding years cost cheaper between $18 to $25.
Gratefully, the very important heartworm test only costs around $45 to $50. This is an important test because it could be fatal. Lastly, fecal exams are around $25 to $45.
Besides the basic exams, a dental cleaning is suggested as an annual practice, too. This could cost between $70 to $400 depending on your vet‘s diagnosis.
Your vet will require allergy testing if he notices your pet is sneezing, scratching, or licking a lot. This costs about $195 to $300.
As your pet gets older, geriatric screening is advised. This may cost you $85 to $110. If you decide to have them spayed or neutered, that’s another $35 to $200.
At this point, you are probably thinking that these costs are all manageable. You might think you’d do well without pet insurance.
This is so true that most coverage offers wellness plans as add-ons.
But the also highest medical costs come from accidents, long-term illnesses, and surgeries. This applies to humans as well. The same with your pets, these could mean thousands of dollars for one big-time procedure.
Accidents are one of the things we don’t plan ahead. That’s why pet insurance is highly important.